Help with Debt

Being in debt can be stressful and it can be difficult to know what to do first.  We can help you find a way to deal with your debt that suits your own situation.  The first step is to complete a Financial Review and then bring it into us.

If you are troubled by contact from your creditors, subject to certain conditions, we can put you into a “breathing space” (Debt Respite Scheme) overseen by the Insolvency Service. This will give you legal protection from creditor action for up to 60 days. The protections include pausing most enforcement action and contact from creditors and freezing most interest and charges on your debts. This gives you time to sort out what is the best debt solution for you.

If you are thinking of applying for a Debt Relief Order (DRO) we can help you with that too.

 

Universal Credit - Help to Claim

Get help applying for Universal Credit

Our Help to Claim service can support you in the early stages of your Universal Credit claim, from the application, through to your first payment.

Help to Claim is a dedicated service from Citizens Advice. It’s free, independent and confidential. Our trained advisers can help with things like how to gather evidence for your application or how to prepare for your work coach appointment.

Independent Financial Advice Clinic

We offer a free and independent financial advice service for anyone who lives or work in Elmbridge.

The monthly clinic – which is held on a Tuesday – provides generic advice either through a telephone appointment (or a face to face appointment at our Esher Office subject to certain conditions) on any aspect of financial advice such as mortgages, endowments, equity release, financial planning, pensions (including pension splitting), inheritance tax and savings and investments, review of any financial mis-selling or complaints about investment performance.

The clinic is run by Howard Robinson, a local independent financial adviser with over 25 years’ experience in the financial services sector.

To book an appointment with Howard please call us on 01372 464770 or email us through this website.

The next Clinic  is on Tuesday, 14th December 2021 – first  appointment at  15:45     This will be face to face with Covid precautions, but you can request a telephone appointment.

Family Law Clinic

We are currently not running this due to the Coronavirus Outbreak.

Personal Independence Payments (PIP)

We can help you with all benefits but we now have a specialist PIP team who can assist you with the whole process of applying for the new disability payments.

Our PIP Team is still available to help you by telephone and email during the Coronavirus outbreak. Our contact details are in the Contact Us section of this website.

To find out more about any of these services:

Call us on 01372 464770 or email us through this website.

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